
<?php include "master.php" ?>
<!-- Privacy Policy Page --> <section class="relative py-16 lg:py-20 bg-gradient-to-br from-slate-900 via-primary-900 to-gray-900 dark:from-gray-900 dark:via-primary-900 dark:to-black overflow-hidden">     <!-- Background Effects -->     <div class="absolute inset-0">         <div class="absolute inset-0 opacity-10">             <div class="absolute top-0 left-0 w-full h-full" style="background-image: radial-gradient(circle at 25% 25%, #ffffff 1px, transparent 1px), radial-gradient(circle at 75% 75%, #ffffff 1px, transparent 1px); background-size: 60px 60px; animation: float 20s ease-in-out infinite;"></div> 
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                  <div class="relative z-10 max-w-4xl mx-auto px-4 sm:px-6 lg:px-8">         <div class="text-center mb-12">             <div class="inline-flex items-center px-4 py-2 bg-white/10 backdrop-blur-sm text-white/90 rounded-full text-sm font-semibold mb-6 border border-white/20">                 <i class="fa-solid fa-shield-halved mr-2"></i>                 Privacy & Security             </div> 
                     <h1 class="text-4xl sm:text-5xl lg:text-6xl font-bold text-white mb-4">                 Privacy Policy             </h1>             <p class="text-xl text-gray-300 max-w-2xl mx-auto">                 Your privacy is our priority. Learn how we protect and handle your personal information             </p>         </div> 
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  <!-- Privacy Content --> <section class="py-16 bg-white dark:bg-gray-900">     <div class="max-w-4xl mx-auto px-4 sm:px-6 lg:px-8">         <div class="bg-white dark:bg-gray-800 rounded-2xl shadow-xl p-8 lg:p-12">             <div class="prose prose-lg dark:prose-invert max-w-none">                 <h2>1. Information We Collect</h2>                 <p> <?php echo getSiteConfig('sitename'); ?> collects information to provide better services to our customers. We collect information in the following ways:</p>                 <ul>                     <li><strong>Personal Information:</strong> Name, address, phone number, email address, Social Security number, and other identifying information</li>                     <li><strong>Financial Information:</strong> Account balances, payment history, credit information, and transaction details</li>                     <li><strong>Technical Information:</strong> IP address, browser type, device information, and usage data</li>                     <li><strong>Communication Records:</strong> Records of your communications with us, including phone calls and emails</li>                 </ul>                  <h2>2. How We Use Your Information</h2>                 <p>We use the information we collect to:</p>                 <ul>                     <li>Provide and maintain our banking services</li>                     <li>Process transactions and manage your accounts</li>                     <li>Comply with legal and regulatory requirements</li>                     <li>Prevent fraud and enhance security</li>                     <li>Improve our services and customer experience</li>                     <li>Communicate with you about your accounts and services</li>                 </ul>                  <h2>3. Information Sharing</h2>                 <p>We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:</p>                 <ul>                     <li>With your consent or at your direction</li>                     <li>With service providers who assist us in our operations</li>                     <li>To comply with legal obligations or court orders</li>                     <li>To protect our rights, property, or safety</li>                     <li>In connection with a merger, acquisition, or sale of assets</li>                 </ul>                  <h2>4. Data Security</h2>                 <p>We implement robust security measures to protect your information:</p>                 <ul>                     <li><strong>Encryption:</strong> All sensitive data is encrypted in transit and at rest</li>                     <li><strong>Access Controls:</strong> Strict access controls limit who can view your information</li>                     <li><strong>Monitoring:</strong> Continuous monitoring for suspicious activities</li>                     <li><strong>Regular Audits:</strong> Regular security audits and assessments</li>                 </ul>                  <h2>5. Your Rights and Choices</h2>                 <p>You have the following rights regarding your personal information:</p>                 <ul>                     <li>Access and review your personal information</li>                     <li>Request corrections to inaccurate information</li>                     <li>Opt out of certain communications</li>                     <li>Request deletion of your information (subject to legal requirements)</li>                     <li>File a complaint with regulatory authorities</li>                 </ul>                  <h2>6. Cookies and Tracking Technologies</h2>                 <p>We use cookies and similar technologies to enhance your experience on our website. These technologies help us:</p>                 <ul>                     <li>Remember your preferences and settings</li>                     <li>Analyze website traffic and usage patterns</li>                     <li>Provide personalized content and advertisements</li>                     <li>Improve website functionality and performance</li>                 </ul>                  <h2>7. Third-Party Services</h2>                 <p>Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.</p>                  <h2>8. Children's Privacy</h2>                 <p>Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.</p>                  <h2>9. Changes to This Policy</h2>                 <p>We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date.</p>                  <h2>10. Contact Us</h2>                 <p>If you have any questions about this Privacy Policy or our privacy practices, please contact us:</p>                 <div class="bg-gray-50 dark:bg-gray-700 p-4 rounded-lg mt-4">                     <p class="mb-2"><strong>Privacy Officer</strong></p>                     <p class="mb-2"><strong>Email:</strong> <?php echo getSiteConfig('sitemail'); ?></p>                     <p class="mb-2"><strong>Phone:</strong> <?php echo getSiteConfig('sitenumber'); ?></p>                     <p><strong>Address:</strong> 123 Banking Street, Financial District, New York, NY 10001</p>                 </div> 
                          <div class="mt-8 pt-8 border-t border-gray-200 dark:border-gray-700">                     <p class="text-sm text-gray-600 dark:text-gray-400">                         Last updated: April 25, 2026                     </p>                 </div> 
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          <?php include "footer.php" ?>

